Finding the perfect home can prove challenging for some and simple for others. Sometimes, you will stumble across the perfect home when least expecting it, and other times, it can take quite a few months to identify your home sweet home. Fortunately, our CENTURY 21 CHR agents will be with you every step of the way. With patience and a positive outlook, we will guide you through your next home purchase.
At CENTURY 21 CHR, our agents offer:
- Initial buyer consultation, in person or virtually
- Exclusive buyer agency relationship
- Criteria-based online property searches.
- Accompany showings
- Offer writing, including language representative of current market trends.
- End-to-end transaction management
C21 CHR agents individually assess each client's needs, implementing the latest technology to effectively communicate and complete transactions with all parties involved. For buyer clients who prefer to keep communication simple, our agents will bypass e-signing software, text messaging, etc., to meet and collect signatures in person. Alternatively, for buyers who prefer using tech to view properties and communicate, our agents offer text, virtual tours, video conferencing, digital signature options, and more.
Buying | Step by Step
1 . Pre-Approval: Before we can take you home shopping, you will need a pre-approval in hand. You can call your mortgage broker, bank, or current lender to find out if you are an eligible home-buying candidate. They will tell you how much house you can afford based on your debt to income ratio. If you have a home to sell first, you can still obtain a pre-approval with a home sale contingency. Your lender or mortgage broker will remain a part of your home buying journey straight through to close day.
2. Exclusive Buyer Agency Agreement Contract: Once you've decided to work with a buyer's agent to receive proper representation, we will walk you through our buyer agreement. This contract essentially ensures loyalties between buyer and agent and defines our commitment to you as agents.
3. Search criteria—Creating a defined home search criteria will provide clarity and set expectations throughout your home search. Consider price, location, amenities, features, bedrooms, bathrooms, acreage, and so on. These criteria will keep you focused on the homes that meet your needs.
4. Real Estate Attorney - Once you've found the perfect home and you have an accepted offer in hand, you will want to acquire a real estate closing attorney. Most banks will require you to use an Attorney as well.
5. Homeowners Insurance - Before you close on a property, you will need to obtain an HOI policy for your new home.
Searching for the perfect home can seem overwhelming without the right agent to assist you with life's largest investment. Contact us today to find out how we can help guide you home!